The average American has no retirement savings and that will make it very difficult to enjoy your golden years. This would have the added effect of helping you to save for retirement. One way to do that is to contribute to a pre-tax plan like a 401(k) or IRA. You can reduce your tax bill by reducing your taxable income.If you’re ready to find an advisor who can help you achieve your financial goals, get started now. SmartAsset’s free tool matches you with up to three vetted financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you. Finding a financial advisor doesn’t have to be hard. Another way to reduce the risk of paying extra taxes is by working with a financial advisor who has tax expertise.
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